Baked Nachos with Ground Beef

Featured in: Weekend Rustic Recipes

These loaded baked nachos combine crispy tortilla chips with perfectly seasoned ground beef, a blend of melted cheddar and Monterey Jack cheese, and an abundance of fresh toppings. Ready in just 30 minutes, they feature a savory beef mixture seasoned with chili powder, cumin, and smoked paprika, then layered and baked until the cheese is gloriously melted. Finished with cherry tomatoes, black beans, jalapeños, cilantro, and creamy avocado for the ultimate Tex-Mex experience.

Updated on Fri, 30 Jan 2026 14:11:00 GMT
Freshly baked Tex-Mex Baked Nachos with melted cheddar and Monterey Jack cheese bubbling over seasoned ground beef. Save
Freshly baked Tex-Mex Baked Nachos with melted cheddar and Monterey Jack cheese bubbling over seasoned ground beef. | olivebriar.com

My roommate had just quit her job and showed up with three bags of tortilla chips, a block of cheddar, and a wild look in her eyes. We cleared the counter, cranked the oven, and built nachos like we were constructing a edible monument to poor life choices and excellent taste. The cheese bubbled, the beef sizzled, and by the time we pulled that tray out, we were laughing so hard we nearly dropped it. That night, nachos stopped being just snack food and became our official crisis comfort meal. Ive made them a hundred times since, and they always bring me back to that chaotic, perfect evening.

I brought these to a potluck once, still hot in a foil wrapped sheet pan, and watched them disappear in under ten minutes. People were hovering, forks in hand, before I even set the pan down. One friend scraped up the cheesy bits from the edges and declared them the best part. Another loaded hers with so much sour cream it became a different dish entirely. I stood back and realized Id accidentally won the potluck without even trying.

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Ingredients

  • Olive oil: A little fat to start the beef browning evenly and keep the onions from sticking to the pan.
  • Ground beef: The hearty base that soaks up all the spices, I like an 80/20 blend for flavor without being greasy.
  • Onion: Finely chopped so it melts into the beef and adds a sweet, savory backbone.
  • Garlic: Two cloves minced give a warm, aromatic hit that plays well with the chili spices.
  • Chili powder: This is your main flavor driver, smoky and mild, not the kind that sets your mouth on fire.
  • Ground cumin: Earthy and slightly nutty, it makes the beef taste like it came from a taco truck.
  • Smoked paprika: Adds a whisper of campfire without any actual heat, just depth.
  • Salt and black pepper: Season as you go so every layer tastes intentional, not flat.
  • Tomato sauce: A quarter cup binds the spices and keeps the beef moist and saucy.
  • Tortilla chips: Choose thick cut restaurant style chips, the thin ones shatter under the weight of toppings.
  • Cheddar cheese: Sharp cheddar melts into gooey pools and brings that classic nacho flavor.
  • Monterey Jack cheese: Creamy and mild, it balances the cheddar and melts like a dream.
  • Cherry tomatoes: Diced small and fresh, they add bright bursts of juice against all that richness.
  • Black beans: Rinsed well to avoid any metallic taste, they add protein and a creamy texture.
  • Black olives: Sliced thin, they bring a briny, salty contrast that cuts through the cheese.
  • Jalapeños: Fresh or pickled, they give you control over the heat level, slice them thin.
  • Red onion: Raw and finely diced, it adds a sharp bite that wakes up every mouthful.
  • Cilantro: Freshly chopped, it scatters green freshness over the top like confetti.
  • Avocado: Diced just before serving so it stays green and creamy, not brown and sad.
  • Sour cream: Cool and tangy, it soothes the spice and adds a luxurious finish.
  • Salsa: Use your favorite jar or make it fresh, either way it ties everything together.

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Instructions

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Get the oven ready:
Preheat your oven to 400 degrees so its screaming hot by the time the nachos go in. This ensures the cheese melts fast and the chips stay crispy, not soggy.
Start the beef:
Heat olive oil in a skillet over medium heat, then toss in the onion and garlic, stirring until they soften and smell amazing, about two minutes. Add the ground beef and break it apart with a spoon, cooking until its browned and no longer pink.
Season and simmer:
Stir in the chili powder, cumin, smoked paprika, salt, and pepper, letting the spices bloom for a few seconds. Pour in the tomato sauce and let everything simmer together for two minutes, then pull it off the heat.
Build the layers:
Spread half the tortilla chips across a large baking sheet or oven safe platter, then spoon half the beef over them and sprinkle half the cheese. Repeat with the remaining chips, beef, and cheese so every bite gets the full experience.
Bake until bubbly:
Slide the sheet into the oven and bake for eight to ten minutes, watching for the cheese to melt into golden, bubbling pools. Pull it out as soon as it looks ready, you dont want the chips to burn.
Load on the toppings:
While the nachos are still hot, scatter the cherry tomatoes, black beans, olives, jalapeños, and red onion across the top. Finish with a generous handful of cilantro and the diced avocado, then serve immediately with sour cream and salsa on the side.
Golden Baked Nachos piled high with black beans, jalapeños, and fresh cilantro on a rustic platter. Pin it
Golden Baked Nachos piled high with black beans, jalapeños, and fresh cilantro on a rustic platter. | olivebriar.com

My nephew once ate an entire corner of the nacho tray by himself, cheese strings hanging from his chin, eyes glazed with joy. He looked up at me and said, This is the best thing Ive ever eaten, and I believed him. That moment made me realize food doesnt have to be fancy to be unforgettable. Sometimes melted cheese and good company are all you need.

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How to Make Them Your Own

Swap the ground beef for shredded chicken, pulled pork, or even crumbled chorizo if you want a different vibe. Ive tried ground turkey for a lighter version and it worked beautifully, just add a splash more tomato sauce to keep it moist. For vegetarian nachos, skip the meat entirely and load up on black beans, pinto beans, and roasted corn. You can also mix in pepper jack cheese or drizzle hot sauce over the top if you like things spicy. The beauty of nachos is that theyre a canvas, not a strict recipe.

What to Serve Alongside

These nachos are filling enough to stand alone, but a simple side salad with lime vinaigrette balances out all that richness. I also love serving them with a cold beer, a margarita, or even a fizzy limeade if youre keeping things casual. If youre feeding a crowd, set out extra bowls of guacamole, pico de gallo, and pickled jalapeños so people can customize their plates. A big pitcher of water with lime slices is also smart, because nachos make you thirsty in the best way.

Storage and Reheating

Nachos are best eaten fresh, but if you have leftovers, store the topping heavy portions separately from the chips. The beef and cheese can go in an airtight container in the fridge for up to three days. When youre ready to eat again, spread fresh chips on a baking sheet, top with the reheated beef and cheese, and bake at 375 degrees until warmed through. Add fresh toppings at the end just like the first time.

  • Never microwave fully loaded nachos, the chips turn into rubber.
  • Store avocado with a squeeze of lime juice to slow browning.
  • Refresh leftover beef with a splash of water or broth when reheating.
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Sizzling hot Baked Nachos topped with creamy avocado, diced tomatoes, and sour cream for dipping. Pin it
Sizzling hot Baked Nachos topped with creamy avocado, diced tomatoes, and sour cream for dipping. | olivebriar.com

These nachos have saved me on busy weeknights, impressed guests at parties, and comforted me through more tough days than I can count. Make them once and theyll become your go to too.

Frequently Asked Questions

Can I make these nachos vegetarian?

Yes, simply omit the ground beef and double the black beans. You can also add sautéed bell peppers, corn, or seasoned pinto beans for extra flavor and texture.

What's the best way to layer nachos so they don't get soggy?

Layer in two stages: spread half the chips, add half the toppings and cheese, then repeat. This ensures even distribution and prevents the bottom chips from becoming soggy while the top stays crispy.

Can I prepare the beef mixture ahead of time?

Absolutely. Cook the seasoned beef mixture up to 2 days in advance and store it in the refrigerator. Reheat it gently before assembling your nachos for a quick meal.

What type of cheese works best for nachos?

A combination of cheddar and Monterey Jack provides the best flavor and melt. Cheddar adds sharpness while Monterey Jack ensures a creamy, smooth texture. Pepper jack adds a spicy kick if desired.

How do I prevent the nachos from getting soggy after baking?

Add wet toppings like sour cream, salsa, and avocado after baking, not before. Serve immediately while the chips are still crispy, and avoid overloading with too much sauce or moisture-heavy ingredients.

Can I use ground turkey or chicken instead of beef?

Yes, ground turkey or chicken work wonderfully as lighter alternatives. Season them the same way as the beef, and you may want to add a splash of olive oil since they're leaner meats.

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Baked Nachos with Ground Beef

Crispy chips loaded with seasoned beef, melted cheese, jalapeños, tomatoes, and fresh avocado toppings.

Prep Time
15 Minutes
Cook Time
15 Minutes
Total Time
30 Minutes


Difficulty: Easy

Cuisine: Tex-Mex

Yield: 4 servings

Dietary: None specified

Ingredients

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños
05 1/4 cup red onion, finely diced
06 1/4 cup chopped fresh cilantro
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

Instructions

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Sauté Aromatics: Heat olive oil in a skillet over medium heat. Add onion and garlic; sauté for 2 minutes until fragrant.

Step 03

Brown Ground Beef: Add ground beef and cook until browned, breaking apart with a spoon, approximately 5 minutes.

Step 04

Season Beef Mixture: Stir in chili powder, cumin, smoked paprika, salt, and pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer Nachos: Arrange half the tortilla chips on a large baking sheet. Top with half the beef mixture and half the cheeses. Layer remaining chips, beef, and cheese.

Step 06

Bake Nachos: Bake in the preheated oven for 8 to 10 minutes, until cheese is melted and bubbling.

Step 07

Add Fresh Toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 08

Finish and Serve: Garnish with cilantro and avocado. Serve hot with sour cream and salsa on the side.

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Tools You'll Need

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy: cheese and sour cream
  • May contain gluten if tortilla chips are not certified gluten-free
  • Contains nightshades: tomato, chili, and jalapeño

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 550
  • Total Fat: 32 g
  • Total Carbohydrate: 38 g
  • Protein: 28 g

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